Healthcare Reform… The Rest Of The Story

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In my last column, I had fun picking on the stupidity of our state legislature’s feeble attempt to make sufferers of the common cold suffer even more. This month, it’s time to pick on the federal legislature, aka US Congress, and their now one year old disaster aka “Obamacare.” What are some of the hidden costs to businesses (and their …

Watch out for bad tax preparers

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What does it take to prepare a tax return? It’s simple, right? Just follow the instructions the IRS publishes for each form. You don’t want to take the time to read all those instructions, so you think you will hire somebody else to do that. Unfortunately, for too many “less expensive” preparers, reality is that they are hiring non-trained, non-certified, …

Manage your CDs

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In these days of historic low interest rates, it’s hard to earn much on certificates of deposit. It is probably best to not lock all your cash investments in longer-term CDs at very low rates. One approach to consider is to do a “ladder” of CDs. That will spread the maturities out. That can result in more interest earned as …